SEPA

Type: Payment Scheme

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About SEPA

Founded	2008
Headquarters	Brussels, Belgium
Market share	SEPA has significantly increased the efficiency of euro payments, becoming the standard for euro transactions in Europe.
Major competitors	SWIFT Target2 Local payment schemes
Notable partnerships	European banks and financial institutions. Payment service providers like PayPal and Stripe. E-commerce platforms facilitating euro transactions.
Recent developments	Expansion of SEPA Instant Credit Transfer services. Increased adoption of digital wallets and mobile payment solutions. Collaboration with fintech companies for innovative payment solutions.
Regulations	SEPA operates under EU regulations, ensuring compliance with the Payment Services Directive (PSD2).
Official website	https://www.europeanpaymentscouncil.eu